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cards are Credit one, $2200 limit open in August 2021 Mission Lane $4000 limit opened in January this year. 5 days ago · It’s always helpful to get a little advice before committing to an auto loan. I got myself into a financial mess and have spent the last 6-7 years slowly crawling out of the hole. Got a pre-approval for up to $25k from AMEX and decided to take it to consolidate some credit card debt. Sort by: Latest Posts Filter Feed Refresh this feed FICO Community Admin (FICO) February 26, 2021 at 3:31 PM. by TheHand on 05-21-2024 02:05 PM Latest post on 06-10-2024 07:57 AM by sccredit. 7 Replies 955 Views. As I understand it, the PoT limit is used for both named Pay Over Time, as well as Plan It balances. Ive been in the garden for the past 2yrs. Whether it’s done in an email, a chat room, a forum or a blog, there are certain things to. 4% Unlimited Cash Back -. Go for the card that you want and hopefully you'd find the most useful. The 54th Annual Meeting of the World Economic Forum will provide a crucial space to focus on the fundamental principles driving trust, including transparency, consistency and accountability. Decided to pull the trigger on the CFU and after 5 days of waiting, approved. In the expansive world of gaming, community-driven platforms play a pivotal role in fostering engagement, information sharing, and building a sense of camaraderie among players If you’re a die-hard Florida State Seminoles fan or are simply interested in keeping up with college football news, Warchant. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others! 2 days ago · The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and. I've had my eye on it for awhile, but the conservative limits by US Bank on new. Capital One is weird sometimes. My transunion is 610, 1 collection, some lates that drop off soon and $75,000 net pay. Generally speaking I prefer credit union non-rewards platinum cards with no balance transfer fees and fair interest rates: examples PenFed Promise, Langley Select, Vantage West Connect My Discover card usually provides 2 options: a zero interest balance transfer with a 3% fee, and a zero fee balance transfer with 4 I'm very impressed with this CU and recommend all of you look into this card and their savings accounts. Apr 14, 2013 · Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more. Lenders use scores to measure and understand credit risk. After reading that a fellow member was awarded an Amex Hilton Honors card I decieded to give it a try. High Bal Jan 2009 $116k on $146k limits 80% Util. my Discover FICO (TU) was at 71200 loan for 3 years at 13 No origination fee at all. Chase credit journey should have cards under offers if you are eligible. 09-21-2023 02:32 PM. Instant approval for $4,000. It's very difficult to simulate. Topics include credit reports, identity fraud and more. Take the myFICO Fitness Challenge! Latest Topic - July 2024 Check-In Thread. This is your board to chat about the application process, denials. Find support, ask questions and help. Anyway, the letter sent me a statement copy with my old balance and the letter advised this was being sent in response to my dispute (I moved last year to another state but they obtained. Wells Fargo Active Cash $1,500; Comenity Ultamate Rewards MC $4,250; CapitalOne Savor One $3,000; Amazon Store Card $3,600; CareCredit $7,400; Synchrony TJ Maxx Mastercard $3,500; Well's Fargo Reflect Visa $3,500; Levin Furniture $7,400. 5) Close my BBVA/PNC rewards card. 03-18-202405:57 PM. Topics include how mortgages affect your FICO Score, applying for loans, Jul 7, 2024 · Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Since I have been working on my credit and reading these forums, I thought I would take a chance today since they are offering the 60,000 bonus points after spending $2k. Your clean file scores should be 810 low side (assumes a deduct for no open loans, and a card UT above 29%). My credit is by no means great, so I expected a denial but was instantly approved No MR points bonus, but it starts on the same MR pathway, and of course the ongoing AF is lower than PRG. SL was $1600 and I still don't have the love button option yet on the app. Yes, POI = Proof of Income; DP = Data Point; HP = Hard Pull and SP = Soft Pull. Wells Fargo AutoGraph Approval Approved for Autograph $15K limit. The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Re: Discover It - Approved! congrats on your approval. Loans: Chase car loan (35k/6yrs 0 0 Kudos. Of course, it will take some time and it depends on where you start. Needham analyst Kyle Peterson maintained a Buy rating on Fair Isaac (FICO – Research Report) today and set a price target of $780 The. Inquiries: Experian 3 (2019), Equifax 2 (Jan 2020), TransUnion 7 (2019) Oldest credit card account age: 2 years 6 months. Note also that interest continues to acrue. 3413 Hard times happen and sometimes your credit suffers, but you can rebuild it over time. If you want to maximize your FICO scores, don't let the statement balance exceed $1120, or 28% of the limit. Heather Carey will be presenting for Panel: Balancing Credit Risk and Consumer Credit Quality Noviembre 5, 2024 - Noviembre 6, 2024. Credit Scores: (FICO 8) 846 Experian July 2024, 842 TransUnion June 2024 | (FICO 9) 850 Equifax July 2024. The Next Billion is Quartz’s forum about the next billion people to come online for the first time, largely on mobile phones. Navy Federal SECURED card Frustration. So I don't think it will be a problem as long as you're not wanting a pretty high CL. Never been late, always been on time. If you are spending and PIFing, you can ask for up to 3x your CL. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others! 2 days ago · The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and. EX Classic 04 = EX score 3. - New cards can be applied for at least 91 days/3 full statements after the last one. The average balance is calculated between checking, savings, and Merrill accounts. 5 days ago · It’s always helpful to get a little advice before committing to an auto loan. I'm in a rebuild and have an existing loan for my car still owe 16k or so and have a few cards with highest limit only 1K. Information below on original credit cards. Thanks for signing up! You've successfully created a myFICO account and can now join FICO® Forums. I'm with FireMedic - contact your lawyer. If you try - 6716198. If you have say paid it down from $18k to $5k, your monthly installment payment is still the same. The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. After quietly observing this forum for a long time, I've decided to make my first post. Sort by: Latest Posts Filter Feed Refresh this feed FICO Community Admin (FICO) February 26, 2021 at 3:31 PM. I plan to pay $5000 of the balance at the end of June. Topics include credit reports, identity fraud and more. This is not the place to exchange "credit repair" advice that encourages consumers to provide untrue or misleading information to a credit bureau or lender for the purpose of raising FICO scores or otherwise. Some folks pay down a card from say 30% utilization to 10% utilization and they get an alert that their score dropped. Re: Couple of Personal Loan denials tonight, DPs. The Green AMEX is a solid charge card, so if you have wanted one, it might be good to get that, with no AF to start with AMEX. Hi everyone! Decided to apply today for my last CC for 2023-BILT from WF! My FICO scores were in low 700s across the board, CC utilization ~25%, 13 hard inquires in EQ which is the one they pulled from (4 in the last 6 months), 2 new accounts in the last 3 months (Wells Fargo Active Cash, Chase CSP). But regardless of the reasons for your current situation, here are some tried-and-true guidelines you can follow to get your credit score back where you want it to be Review Your Credit Reports. AMEX Personal Loan. Fan communities play a crucial role in keeping the spirit of the game a. For the 33. You can also use your User ID and Password to access all myFICO products and features myFICO is the consumer division of FICO. Mine specifically said that it will not show up on my credit report. Student Loans & Bankruptcy. It's rare that an AF card is cancelled, so you will be fine. Capital One is weird sometimes. FICO 8 - 751 Sole Prop - 15k revenue, 2 years in business (legit) - 6155576. Credit Scores: (FICO 8) 846 Experian July 2024, 842 TransUnion June 2024 | (FICO 9) 850 Equifax July 2024. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Perhaps one of the Moderators or other more experienced "myFICOers" may be able to chime in and provide the link. Find out how to avoid hard inquiries, too many cards, and closing old accounts that can hurt your credit score. After that, your variable Standard APR applies 8 Steps to Rebuild Your Credit. It was painless and appreciated. Currently my debts include student loans (IBR), mortgage. stack burger Back in 2017 I did a ton of research into business credit building, started building business credit, and then redirected my energy elsewhere. 4% Unlimited Cash Back -. I got an account with Navy Fed a year and some change ago and opened a secured account with them. AMEX Green approval! Was a bit apprehensive about applying for another card, but always wanted a Green AMEX. Also I merged this post in with your existing thread on SoFi as they're related to the same topic / creditor. With a wide range of topics and discussions, it provides a unique opportunity for bus. Hello, guys! I recently discovered your forum. 00, all in the last two weeks or so. 1st Asked for CLI in October 2020. If you look at past experiences on this forum, many people have been able to get a 670-700 credit score while in Chapter 13. I don't know if the guy that posted here that he was going to get the card in order to blog about it ever came back. From loans, leases, approvals and terms, this is your board to talk. I was NOT pre-qualified with the following stats: -10 year Chase checking/savings customer. FICO 8 - 751 Sole Prop - 15k revenue, 2 years in business (legit) - 6155576. 10+ years ago burned Chase for ~$5k - settled for less. I'm thinking they pulled the last reporting, and most of the recent pay offs hasn. Re: Citi Credit Card Application. In this ultimate guide, we will explore the best ways to find an Indian gr. My cards all have low utilization, it's just those historical baddies 2x 60 day lates, 5 paid COs and I do have a Kohls CO that I haven't paid equaling $440, but don't plan to pay that one since they aren't reporting regularly. Things like: retirement, banking, budgeting, personal loans, and credit card debt. Credit Cards. same day taxpayer worksheet More details: *Card: Bank of America Customized Cash Rewards Visa. Fidelity Rewards Visa Signature Approval $19,000. Approved for $10k CL! It's been over a year since I fierst evaluated Fortiva Credit services, At the time of my last review it was a rather new account. In the world of volleyball enthusiasts, VolleyTalk has long been a go-to platform for discussions, news, and updates. Topics include credit reports, identity fraud and more. Paid Comenity total $1k in 3/2022 to satisfy chargeoff. After reading that a fellow member was awarded an Amex Hilton Honors card I decieded to give it a try. From loans, leases, approvals and terms, this is your board to talk. You are the best credit repair company! Zero cost. From loans, leases, approvals and terms, this is your board to talk. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727. Expectidly, I got the 7-10 day message. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. In the short-term, closing a CC can have an adverse affect on your UTIL percentage calculations and this in itself can definitely lower your scores. anthem dollar100 gift card At the time of the pull my credit scores were: TransUnion: 790 Equifax: 779 Re: American Express credit limit. Chapter 13: Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California) Since the accounts are at zero balance, they are also helping in terms of "number of accounts with balances", which is especially significant for your mortgage scores Closing the accounts precipitates their falling off your credit reports -- i it starts the clock running on that -- which affects your average age of accounts. ACU Risk Management Seminar. Requested limit increases to only be given 100 three times. The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Current have $27,500 in tradelines with Synchrony ($20k Verizon Visa, $7 I'm looking at possibly picking up the Harbor - 6738465. The first one could be 61 days, 91 days, a few more than 91, 6 months, depends. If you're interested in talking about credit card applications, check out the credit card application board! Go to FICO® Forums. I'm starting a new thread here with the intention of describing our experiences with Chapter 13 bankruptcy. I was given a 2500 a year and a half back, and a 7000 increase a year back. Anyone have recommendations for a bank to apply with for an HELOC? my FICO 8 scores are the following: Experian: 689 (Mortgage FICO 661) - 6333706. Have been eyeing the Chase Freedom Unlimited for a while now, will probably add the CFF down the road. I've been working to obtain an Amex card so I can use it as - 6710617. Your FICO Score will get an instant boost by adding - 5533491. 30-45 days your score will skyrocket. I immediately thought I was denied. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Overall % Utilization at time of application was 10%. They either need to raise their standard savings rates considerably or raise the $1,000 cap to something mildly useful, like $25,000.
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Things have been resolved, and lessons learned, and a few years later, I'm in the process of rebuilding. - 6 open cards, 2 yr mortgage, student loans, zero baddies other than CH13 on EQ. FICO 8 Scores: Experian 793, Transunion 785, Equifax 803. Thankfully I was able to get - 6735082. Student Loans & Bankruptcy. I confirmed 9 ways that I am eligible for the 100K bonus after $5K spend and having the Ritz card does not make me ineligible like it does with. 3 Replies 42333 Views This is the board for you. Of course, it will take some time and it depends on where you start. Charged off loans, cards and two repos from 2016-2019. So he has a PLOC at his local credit union that he has had for about 3-5 years now But i know that utilization would kill his credit score once. Re: What is the chase trifecta? Short answer is that with a CSR you can get worst case 4. Thanks for signing up! You've successfully created a myFICO account and can now join FICO® Forums. Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus. Hi everyone, I was thinking about applying for the chase freedom flex. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727 April 2018. My current scores are 800/805/810. For AMEX you will need to be at least 5 years post file date. This is the place to discuss reestablishing a good credit history, the effects of filing. 02-25-202207:26 PM. I can certainly understand your hesitation. alex volkanovski fight Learning a foreign language can be a daunting task, but with the right resources, it becomes an exciting journey of discovery. Picked up the Best Buy Visa to get 10% off a new TV and approved for $5K. Fico 8 Scores: Ex: 751, TU 751, EQ 741 1. I don't know if it's an automatic max limit or approved as each time it's used, so take time to read up on it. I am in the process of applying for a Jumbo Loan Mortgage which currently requires a 720 Credit minimum. If you’re looking to create a WordPress website with a forum, then you need to look no furthe. But like most people, you also probab. 9K CL (Jan22-Apr24) Starting FICO 8 Scores: Current FICO 8 Scores: Re: Bank of America Premium Rewards Approval. Any higher really doesn't matter. The service attendant was super friendly, punched in my information, and. You can also use your User ID and Password to access all myFICO products and features myFICO is the consumer division of FICO. You want a shared secured loan that allows you to pay down 91% of the loan immediately while retaining the original due dates of the payments against the remaining 9% of the loan. I'm under the 4/24 rule. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. As for fixing it: settling the account will improve your score somewhat. 2 I was able to get an American Express card. Re: CITI Approval Chances. I would never get a pre-qualification offer through the online WF site logged into my banking account but they had been mailing me Reflect card offers for at least 6 months prior to applying as part of a spree and I got approved. Today I was approved for their Flagship card with a $9k SL! My Data Points: Joined Navy Federal in October 2022. Applied online today and was approved for VS MasterCard w/ $2,200 SCL w/ Experian HP. Zero percent APR on purchases for 15 months. I have one credit card with a $4,000 limit. I obtained a 500$ credit one bank card 2nd year in to start rebuilding. Re: SoFi credit card approval! @SaintMortichai Congrats on your SoFi approval and enjoy gardening until next spring. pd rankings medical school 2023 Total Revolving Credit Limit: $306,900. PCB Platinum: $200 | Surge Mastercard: $500 | Total Visa: $300 | Credit One: $600 | Milestone Gold: $300 | Revvi Visa: $300 | First Premier $500 | MissionLane $1000 | First Savings $350 | Blaze $600 | Legacy Visa $350 | Merrick Bank $600 | Open Sky $200 | Taz Visa $350 | First Progress $200 0 Kudos. I plan to pay $5000 of the balance at the end of June. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. Not a bad card for the earnings, just don't carry a balance. 03-28-2024 09:00 AM. Some folks pay down a card from say 30% utilization to 10% utilization and they get an alert that their score dropped. I'm in the process of applying for a mortgage right now and I wish 10T was already being used; as of earlier this month my scores looked like this: Mortgage 5/4/2: EQ: 754 1- Which cards out there do soft pull credit pre-approvals. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. In the world of volleyball enthusiasts, VolleyTalk has long been a go-to platform for discussions, news, and updates. @Anonymous wrote: What does citi like to see credit score wise. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. If you don't have to pay for it, generally, it is not a FICO score. I applied last night and got a message saying: "We need to. Re: Chapter 13. Chapter 13: Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California) Filed: 26-Feb-2015 How do I rebuild? list out your debts, how much they are for and when they were charged off and what state are you in (in case you're still allowed to be sued on these debts) do you have the money to pay/settle these debts down to $0? you either pay/settle your debts down to $0 so you no longer owe any past due money, or you wait for all of the. Please disregard this email if you provided updated information to us within th. Thanks for signing up! You've successfully created a myFICO account and can now join FICO® Forums. The GW success stories covered credit cards, installment loans, mortgages, student loans, and collection agencies. This thread is focused on capturing what we know about FICO Score 8 in one thread. They gave me a crappy SL of $500 but I'm happy to have the chance to get into the chase ecosystem. I got a Citi AA instead dont't know what my plans are now with this. As for simulators, I believe it's mostly entertainment. warren county shooting today I actually closed an account after application. 8 Replies 793 Views 8 Replies. 9K CL (Jan22-Apr24) Starting FICO 8 Scores: Current FICO 8 Scores: Re: Bank of America Premium Rewards Approval. 0% APR for another 7 months except Discover expires in March 2020, the Capital One Card I rarely use. I was at the max number of credit cards so I could close one or take the denial. Once you get this high, you have excellent scores regardless. Chapter 13: Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California) Since the accounts are at zero balance, they are also helping in terms of "number of accounts with balances", which is especially significant for your mortgage scores Closing the accounts precipitates their falling off your credit reports -- i it starts the clock running on that -- which affects your average age of accounts. Just got an estimate from the plumber today for a garage conversion project, so I wanted to see what my options for personal loans were. Things like: retirement, banking, budgeting, personal loans, and credit card debt. Credit Cards. Like everyone else, I resisted temptation to apply. Topics include credit reports, identity fraud and more. Brief FICO background FICO - Fair Issac and Company - claims Score 8 is the most widely used credit scoring system. After that, your variable Standard APR applies 8 Steps to Rebuild Your Credit. 9% on August 2023 but up 4. These are sometimes listed on the tri-merge mortgage report as follows: Equifax/FICO classic V5 FACTA. Apr 14, 2013 · Can’t find a place for your credit question? This is the board for you. 00 on a 10K limit; they also listed high amount owed on revolving lines etc. FICO 9 Scores: Experian 808, TransUnion 785, Equifax 822. I immediately thought I was denied. I had a limit of $5,000 in total debt to accumulate during the plan. After YEARS of trying to get in with Discover, I've finally been approved. Re: Chase Freedom Flex.
If you are a model train enthusiast, chances are you have heard of Stummiforum. Credit one credit card first ever card. 53% (combined business and personal lines) inquiries 6/12 months. Thanks for signing up! You've successfully created a myFICO account and can now join FICO® Forums. Penfed Credit Union: Joined online and did prequal for platnium rewards5K, Decided to pull the trigger since they were offer 0% for 12 months. 580-669: Fair — Your score is below average, which indicates that you might be a potential. houses for rent in torrance ca Vantage scores are virtually useless although they can help you keep track of changes in your credit profile. Sometimes it has to do with aging metrics from old accounts or paid off loans showing on one report but not the other. Chase Freedom Unlimited. Journey through Chapter 13. - Chase Amazon Prime, $8k. My transunion is 610, 1 collection, some lates that drop off soon and $75,000 net pay. The GW success stories covered credit cards, installment loans, mortgages, student loans, and collection agencies. monte forte reigate menu Started rebuilding about 18 months ago. Multiple cards were charged off. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS. He has the same business as yours and has lots if videos on how to get started in the trucking & transportation logistics business. During that time my upgrade personal loan of $7000 got charged off and a company called "American Recovery Services Inc" has been in charge of the loan. Honestly, I'm about ready to just close them all, but waiting to see what they do. Here's your place to ask all of your FICO Score questions, get support on reaching your score goals and help others! Latest Topic - Successful PenFed SSL Loan. burke county nc mugshots 2022 With all data points below, aggregate utilization was held between 2% - 5%. com include a FICO ® Score 8, and may include additional FICO ® Score versions. Went into the dealership on Friday looking for a car. Credit in the 500's. After 6 months of proper use and payment they bumped me up to 1000 without me asking. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others! 2 days ago · The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and. I did have the pre approval in my AMEX portal Super happy. Dislikes: - Their saving interest rates suck after the first $1,000, meaning I'm siphoning off any extra every 6 months or so and adding it to one of my other deposits into Barclays.
I had a collection removed yesterday with EX and they said it could take up to 24-48 for the new report to generate. My utilization was pretty high, above 80%, but essentially is now 0, but since everyone hasn't reported the last payment, it is still around 36%. Lol, I was so overconfident, I thought I was doing them a favor. Re: Discover Credit Card Eligibility/Approval Years After Involuntary Account Closure. If you are a model train enthusiast, chances are you have heard of Stummiforum. Welcome to the FICO® Xpress Optimization page! Our goal is to establish an engaged community of FICO optimization product users who will share innovations and engage with our experts. Personally, I would look into prequalifying for cards before you apply to avoid the hard pull. The interest rate is high at 16% as I'm rebuiliding my credit. After looking around, we decided to apply at Discover for a home equity loan due to a lower rate history and no closing costs. Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000. He has the same business as yours and has lots if videos on how to get started in the trucking & transportation logistics business. As it stands, points value is so hidden it borders on deceptive and the true value comes out to about 054% return - not even woth burning an app in my opinion. Topics include credit reports, identity fraud and more. Topics include how mortgages affect your FICO Score, applying for loans, Jul 7, 2024 · Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Discover has been so stingy the last few years. After looking around, we decided to apply at Discover for a home equity loan due to a lower rate history and no closing costs. A number of trustees prohibit the acquisition of credit and debt during the course of a 13. crm singlecare High Bal Jan 2009 $116k on $146k limits 80% Util. Double Cash is a good card if you're looking for cash I don't know which bureau they pull for CA residents Yes they have become inquiry sensitive My experience supports your belief that the starting limits are on the low side MyFico is the consumer division of FICO®, the Fair Isaac Corporation. So it looks like CSP and CSR cardholders are earning 10x when ordering takeout from local restaurants, making reservations, or booking a culinary experience through the Chase portal for. Double Cash is a good card if you're looking for cash I don't know which bureau they pull for CA residents Yes they have become inquiry sensitive My experience supports your belief that the starting limits are on the low side MyFico is the consumer division of FICO®, the Fair Isaac Corporation. Started off with low mid 500 FICO. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. Ch 13 Filed - Apr 02, 2018. Re: Amex Delta Gold approval! My Experian bumped to 631 this morning after paying another chunk to my last CO. I then unfroze my Equifax report, clicked on the prequal link for their Pathfinder Rewards card, and received a preapproval for $10k. In my case the system generated at 14 day message and I was called by the account review division. Citi offered balance transfer and temporary card number with a portion of the credit limit available immediately at the end of the. Average: 5years. 5) Close my BBVA/PNC rewards card. 03-18-202405:57 PM. I have had pretty hefty charged-off portfolio that is now all gone- thank God. AMEX Green approval! Was a bit apprehensive about applying for another card, but always wanted a Green AMEX. 5 days ago · It’s always helpful to get a little advice before committing to an auto loan. this brought a 78 point jump in my fico 8s. value city arena Discover It secured APPROVED! A few data points for anyone curious. When I recently apped for the Freedom, about 6 days ago, I was approved for less than my two other cards at $7,600. Congrats on the approval. Today, I moved $50K from IHG to place the CSR at $100K; my CFU at $29. The NLYF is designed to inspire and empower y. Thanks for signing up! You've successfully created a myFICO account and can now join FICO® Forums. The scale ranges from 300 to 850 points Five personal finance highlights from around the Web: FICO, the company that provides the nation's leading credit score, reveals how many points a consumer's credit… By clic. Find support, ask questions and help. In the long-term, a closed CC in good. The Cap 1 card recently got raised by $500 about 6 months ago, the Amazon card I've had about 8 months and no increases or decreases, the discover got raised probably a year or more ago and I've it since 2018, and Amex I haven't asked- don't use very often. Hey All! I am very very new to the forum. Two weeks ago CLI from 5k to 8k. 3 days ago · All FICO ® Score products made available on myFICO.