Has anyone received a refund? I'm curious as to the timeline of when I'll be receiving. I've heard nothing since then. I have been dealing with PSLF, FedLoan, and Mohela for over a year at this point. So if you’re expecting 25 over 120 and the last 33 have been $0 you wouldn’t be receiving a refund unfortunately. For PSLF waiver payment counts to be updated or for loan discharge to occur, we must receive the approval from Federal Student Aid. Mine were in my account within 10 days of being approved for TEPSLF. You would need to return to eligible employment to apply even if the one-time adjustment gives you credit to push you over 120 Or were you asking what kind of jobs to look for? How Long to Receive Payback for Payments Over 120 Months? My wife received forgiveness of her student loan under the PSLF waiver program -- yay!! This happened about 3 weeks ago. Student Loan Interest. Mohela says 10 or more over 120 PSLF eligible and qualified payments. Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student… PSLF overpayment refund. Do I need to ask for a refund before they start looking at my request?. Even if you get a refund, that month still counts toward PSLF, as long as all other qualifications are met. of Education has not updated my account on their site even though FedLoan shows a zero balance. The initial Paycheck Protection Program well ran dry, but now the PPP program has been refunded. Undervalued Reddit stocks continue to attract attention as we head into the new year. I have yet to receive that refund. Just posting here in case anyone else is in the same scenario. By cancelling loans after 10 years of public service, PSLF removes the burden of student debt on public servants, makes it. My husband received forgiveness on 3/28. Increased Offer! Hilton No Annual Fee 70K + Free Night Cert Offer! American Express has released new offers today for savings at Marriott hotels. I have only ever worked for a qualifying full time public school my entire 22 year career. orren ellis mirrors Presumably yes: I got notice today that I now have 168 qualifying payments that specifically noted "If you made payments after your 120th qualifying payment, those payments will. I lost over six years of public service, because I was in the wrong loan product. Chand Sayyed was squatting just outside the intensive care unit at the Ahmednag. Our nation's teachers, nurses, firefighters - and other dedicated public. This is requesting a refund for any payments made starting March 13, 2020. This action will coincide with the July 2023 implementation of permanent fixes to PSLF through regulation. A charge-off occurs when a lender writes off a debt as being uncollectible. They showed up in my account as refunds of each payment (26 in total) rather than a lump sum. Because even under the current waiver rules, it has to be 120 months of "in repayment" status. Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans The other option is to make payments and request a refund of any made above 120 My friend has over 120 months - consolidated in Oct. Discover how the soon-to-be-released Reddit developer tools and platform will offer devs the opportunity to create site extensions and more. Just a quick update in case this helps others: My loans were forgiven mid-January 2022 (letter was dated 1/17/22); On February 10 I received nine refunds direct deposited into my checking account. movies with exploding heads I received forgiveness 3/28 and did not receive a refund despite having over 180 qualifying payments. You can request a refund of payments made during the Covid pause since no payments were required. while working full-time for an eligible employer. Here's what you need to do to get a loan. At that time, the representative told me I would not need to make an October payment, and that I would need to. The payments over 120 must be made on the current active loan. Back in 2012 I started a government job, unfortunately we had to file for chapter 13. I understand that I have to wait the 90 days and hear from DOE for them to be forgiven. -Called today to inquire about refund for PSLF payments over the required 120 and also the COVID-19 pause payments -Was told that I do not qualify for a refund on either bc those payments happened before the consolidation If you made more than 120 payments on an existing Direct Loan, you will automatically receive a refund for the qualifying payments you made in excess of 120. But if you made 50 payments under the ffel, consolidated into direct loans, then made 100 payments you would get a refund of 30 payments Only on overpayments on a direct loan. Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program The r/StudentLoans community has a subreddit specifically for advice and discussion about this program over at r/PSLF. We all know the COVID-19 pandemic has accelerated digital adoption in a number of areas, particularly in the financial services space. I was part of the 9/15 Notice of Transfer to Mohela who were forgiven around 9/13. The initial Paycheck Protection Program w. Then I worked in a corporate position for a year and a half, then returned to a different non-profit. I made $0 payments during the Covid forbearance, so nothing to refund during that timeframe. Here's how six of them finally got there. It's a messy two step process iirc, but I'm also not pursuing PSLF so I don't have all the details. It's a messy two step process iirc, but I'm also not pursuing PSLF so I don't have all the details. Sounds like you consolidated a second time so any payments after that most recent consolidation over 120 would be refunded. I had 108 payments prior to consolidating, March of 2017. Fedloan/PHEAA is inundated. I apparently had FFEL loans before my consolidation and nothing before 2017 counts towards my 120 payments. is ines rosales married to mike woods On the topic of over-120 payment refund: I waited on hold for four hours the other Friday to talk to a supervisor who put in a reconsideration request for me for them to review my account. While you're enrolled in one of our IDR plans, the amount you pay each month is determined by your income. I totaled up my over-payments & found approximately $20k! Has anyone gotten a refund this high? I'm starting to doubt I'll get this back but excited at the possibility. The only thing you need to do is submit the PSLF and TEPSLF Certification and Application (PSLF form) to get qualifying payment credit. I spoke to my servicer Navient to stop my auto payments since I applied for direct loan consolidation due to the tepslf waiver. Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans Remaining balanced forgiven but never received a final payment count (over 151) and no refund. Confused on the second scenario you listed. All refunds for payments made after the effective date of the discharge are first applied to the balance of any remaining loans you may have. You will not be refunded - refunds are only on payments in excess of 120 on direct loans after the most recent consolidation. According to our records, your loans have reached the required 120 payments and appear eligible for discharge under the Limited PSLF Waiver. The thing is, I just completed the consolidation of those FFEL loans to Direct Loans last October. If you’re a lawyer, were you aware Reddit. If you made over 120 payments on a direct loan, the balance is refunded from the Treasury.

I spoke to my servicer Navient to stop my auto payments since I applied for direct loan consolidation due to the tepslf waiver. I apologize if this has been asked before. To benefit from PSLF, you need to repay your federal student loans under an IDR plan. In December 2022, I recertified my employment with MOHELA from 1/2021 through 12/2022. It would be cleaner that way. gov my loan now says paid in full on 9/30/17…which is exactly when my calculations say I should have reached the 120 payments. disney fabric Posted by u/dmortimer11 - 1 vote and 3 comments Posted by u/Accomplished_Dig_908 - 1 vote and no comments From my understanding refunds are issued in two different ways: Any payment over 120 after consolidation but before pre-Covid pause. I wasn't planning on any refund and the letter I received didn't say anything about it, just zeros for loans. Two weeks later the exact amount of my. My wife currently has 114 payments for PSLF and TEPSLF. Here is my refund request timeline for payments made during the pandemic. A refund will be issued for any amount remaining within 90 calendar days. That is correct. So I was following up on my payment counts from false "in grace" years and a rep shared with me that Mohela recently received a file from the FSA for "millions of loans to be discharged. An employment certification form I submitted was also noted as a "duplicate form", as I had submitted employment certification a few months prior. midas coupons The best way to check if your employer qualifies and complete a PSLF form is to access the FSA PSLF Help Tool. No, you can only get a refund for excess payments on a Direct Loan. PSLF refund notification Has anyone received notification that they will receive a refund for over 120 payments? (When they were notified that their loans were paid in full) Or did you just receive the refund out of the blue? I have a payment count of 156, and a paid in full date of 9/30/2017, which should mean I would get a refund, but have not received the refund. The other refund type currently, are payments made during the COVID pause on direct loans. Sounds like you consolidated a second time so any payments after that most recent consolidation over 120 would be refunded. My wife received a refund for exactly one month's payment, even though her payment count was well above 120 before the covid forbearance started, and she should get several years worth of payments refunded. It's a loan that comes with fees and hefty interest rates, so borrowers. power outage in las vegas I have already secured the PSLF waiver (with a lot of fighting some of the same things you all have mentioned. The company's parent company, Hong Kong-based Genting Hong Kong, has stopped making payments to creditors. Consolidation must be completed. Reddit has appointed to its board of directors Paula Price, who has served on the board of six public companies, including Accenture and Deutsche Bank. According to our records, your loans have reached the required 120 payments and appear eligible for discharge under the Limited PSLF Waiver.

So I called and requested this refund on 12/23/21 from my current loan service, Aidvantage. If you periodically submitted the PSLF form so your eligibility could be tracked while you were making the required 120 payments, your loan forgiveness likely will be processed … I have Parent Plus Loans and am expecting to be at around 115ish qualifying PSLF payments after the upcoming adjustment. 9, 2022: "If you had FFEL Program loans, Federal Perkins Loans, or other federal student loans, and took steps to consolidate your loans into a Direct Consolidation Loan to qualify for PSLF. I want to give an update and also ask a few questions. I applied for forgiveness in May 2022. We recommend you delete and re-post your question/comment at r/PSLF to get the best responses and centralize the discussion. That is correct. It has been a nightmare! The processed it but only showed I had 39 qualifying payents but a ton of eligible payments. You will be notified regarding the discharge and refunds once completed by the U Treasury Department which can take 30-45 days. However, if you owe money for back child support payments, unpaid federal student loans, unemployment. PSLF suddenly went through- What about the Covid payment refund? EDIT- I talked to someone at FedLoan and they claimed that I would still get the refund that I had requested the same week as the PSLF. If it qualifies, it qualifies. When I applied, I stupidly checked the box saying I'd make payments until the app was decided because I could not contemplate a situation in which my. wireless dog fence tractor supply Here are seven for your perusal. But, because I originally was not close to forgiveness, I paid right up until the COVID payments were paused so I made payments from December 2019- May 2020. I'm hoping my wife can soon join the club. com or mail/fax the form to: Fax: 8667060S. and took it as the waiver was you didn't have to work for a qualified employer just the 120 payments. So basically, even if I'm forgiven before the older payments are found and counted, they'll go back and reset the payment count back to 2007, and refund payments after that? Makes sense to me. There were several payments of different amounts that added up to the total amount due. Chand Sayyed was squatting just outside the intensive care unit at the Ahmednag. Congratulations!!! PSLF and Requesting Refund of Payments Made During Covid. The payments over 120 must be made on the current active loan. Originally applied for PSLF in 2018. If you consolidated to Direct Loans two years ago (2019) then only the "excess"payments you made after 2019 will be refunded. Mohela still shows one of my forgiven loans. The best ones are the ones that stick; here are t. Refund on payments over 120. But no, 120 months in repayment while at a qualified employer still stands under the waiver. Here's what you need to do to get a loan. Last payment date 1/2020. This usually happens after 120 to 180 days of nonpayment on a loan. We would like to show you a description here but the site won’t allow us. No. Visit the U Department of Education's Federal Student Aid website to read more about the PSLF and the temporary waiver, including a side-by-side chart explaining which requirements are waived. forhertbue These are my questions: No, unfortunately. They put me in admin forbearance. com or mail/fax the form to: Fax: 8667060S. Once you have completed your obligation for PSLF anything above and beyond that should be refunded. The United States isn't among the top 100 safest countries in the wo. I did the IDR and new PSLF waver last year with mohela. I got the letter from Dept of Ed on 6/6/22. I received loan forgiveness with the waiver 11/11/21. Closed the checking account previously associated with FedLoan before the payment pause. Hopefully that makes sense. I logged into FedLoan like I do every morning. There's been a lot of confusion around what PSLF reform has been made, and what each program allows, so we break it down. I hope you get your refunds soon. Time spent in lengthy forbearances and certain deferments — but not in school deferment — also count towards the 120 payments needed to get PSLF. While many Americans have seen their tax refunds go down under the new tax laws, we have some strategies to increase your tax refund. I also have a message that says "Your federal student loan(s) has been discharged. PSLF went through after consolidation No refund from payments made during pause Well it looks like there was some confusion over refunds during the Covid period. Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student… I had a lot of payments that was not qualifying and I wanted to know why Everyone that I talked to with Fedloan never gave me an accurate response! Ombudsman is over the Loans and they step in on your behalf when you file a case. These payments will count even if you didn't pay the full amount or on-time. I applied for TPSLF back in early March 2022 and after being transfered to Nelnet then FedLoan with no action towards PSLF, I was transferred again to Mohela in August. Double check the form. However it makes more sense to do all of them because you still made a payment. Even with a smaller refund, you'll be surprised how far your refund can take you. PSLF- refunds after 120 payments I finally received THE letter stating my loans are now forgiven as of 9/2017.